Understanding Your Business Health Beyond the Numbers
Most business owners know their revenue. But do they understand their liquidity position? Can they tell if their company could survive three months without new income? We teach the analytical frameworks that separate thriving businesses from those living month to month.
Explore Learning Options
Building Financial Literacy Step by Step
Our programs start with foundational concepts and progress toward sophisticated analysis techniques used by financial professionals.
Core Ratio Analysis
Learn to calculate and interpret current ratios, quick ratios, and working capital metrics. You'll understand what these numbers actually mean for daily operations and why banks care about them when reviewing loan applications.
Cash Flow Patterns
Discover how to track cash movements through your business. We cover operating cycles, seasonal variations, and the difference between profit on paper and actual money in the bank. Many profitable businesses fail because they run out of cash.
Solvency Assessment
Understand long-term financial stability through debt ratios, interest coverage, and equity analysis. You'll learn to spot warning signs months before they become critical problems and make informed decisions about borrowing and growth investments.
Integrated Analysis
Combine multiple analytical methods to build complete financial pictures. This is where numbers tell stories about business strategy, operational efficiency, and future possibilities. You'll practice analyzing real company data to develop practical judgment.
Before taking this program, I looked at my profit and loss statement once a month and thought that was enough. Now I track liquidity ratios weekly and actually understand what they're telling me. Last year when a major client delayed payment, I had already built up reserves because I could see the potential cash gap coming. That knowledge probably saved my business.
What You'll Actually Learn
Reading Financial Statements
Balance sheets and cash flow statements contain the information you need, but only if you know where to look. We break down each section and explain what matters most for different business situations.
Calculating Key Metrics
You'll work with actual formulas and real business data. No theoretical examples that look nothing like your own statements. We use case studies from Australian businesses across retail, services, and manufacturing sectors.
Making Financial Decisions
Numbers only matter if they inform better choices. Should you extend credit terms to win a large client? Can you afford to hire two people instead of one? Analysis gives you confidence to answer these questions.
Liquidity vs Solvency: Different Questions
| Financial Aspect | Liquidity Analysis | Solvency Analysis |
|---|---|---|
| Time Horizon | Short-term (days to months) | Long-term (years) |
| Primary Question | Can we pay bills due next month? | Can the business sustain operations indefinitely? |
| Key Metrics | Current ratio, quick ratio, cash conversion cycle | Debt-to-equity, interest coverage, leverage ratios |
| What It Measures | Ability to convert assets to cash quickly | Total assets compared to total liabilities |
| Warning Signs | Declining cash reserves, lengthening receivables | Rising debt levels, shrinking equity base |
| Who Cares Most | Suppliers, short-term creditors, operations managers | Banks, investors, strategic partners |
Real Business Context
We don't teach abstract theory. Every concept connects to practical situations you'll encounter running or working in businesses. You'll analyze scenarios similar to what you face in your own work.
Flexible Learning Schedule
Programs starting July 2026 accommodate working professionals. Most participants complete coursework in evenings and weekends over 12 to 16 weeks. You'll have access to materials and support throughout that period.
Small Group Sessions
We limit cohorts to 18 participants maximum. This allows for detailed discussion and individual attention on complex topics. You'll work through problems together and learn from diverse business backgrounds in the group.
Experienced Instructors
Our teaching team includes chartered accountants and business advisors who work with Australian companies daily. They bring current examples and answer questions based on real advisory experience, not just textbook knowledge.
Start Building Financial Confidence
Next program begins July 2026. Limited spaces available in each cohort to maintain quality learning experience.
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